Smart Money

Smart Money AI prompts

Prompts for ETF portfolios, allocation, risk limits, rebalancing, and decision discipline.

30 library prompts 3 subcategories 10 prompts per subcategory

Smart Money subcategories

Each page contains 10 focused prompts

Top prompts from this category

Examples use editable realistic values

Universal ETF Portfolio Builder

Medium

Designs a diversified ETF portfolio policy tailored to goals, risk tolerance, and time horizon.

ID 271
Act as a global portfolio strategist. I want to build an ETF portfolio in United States with investment goals growth/income/balanced, risk tolerance low/medium/high, time horizon years, and base currency currency. Recommend a diversified set of ETFs across equities, bonds, commodities, and alternatives, with target weights and rebalancing rules. Explain why each allocation makes sense for my profile.

Universal Asset Allocation & Rebalancing Strategy Builder

Medium

Creates a personalized allocation and rebalancing plan tailored to goals, risk tolerance, time horizon, and market conditions.

ID 281
Act as a portfolio strategist. My investment goals are ETF portfolio basics and my risk tolerance is low/medium/high in United States. Build a comprehensive asset allocation strategy including equity/bond/cash/alternatives targets and a disciplined rebalancing plan. Include recommended rebalancing frequency, tolerance bands, and what conditions (e.g., volatility spikes) should override the regular schedule.

Universal Risk Management Blueprint (Personal + Portfolio)

Medium

Builds a complete “risk operating system” for an investor: what to measure, what limits to set, and what actions to take under stress.

ID 291
Act as my risk manager. I invest in United States with goals growth/income/preservation, horizon years, and portfolio assets list. Create a full risk blueprint that includes: my top 10 risks (market, inflation, currency, liquidity, concentration, leverage, sequence-of-returns, behavioral, counterparty, tax/regulatory) measurable limits (max position %, max sector %, max single-theme %, max drawdown, max leverage, min liquidity buffer) a monitoring dashboard (weekly/monthly) an action playbook for 3 scenarios: mild correction, deep bear market, and high inflation / rate shock. Keep it practical and implementable.

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Crypto Safety Checklist

8 prompts

Review wallet hygiene, token approvals, protocol risk, custody choices, and yield red flags.

Added May 31, 2026
View pack

Smart Money prompt library for portfolios, allocation, and risk

The Smart Money category is for users who want AI prompts that support better investment decisions, not louder predictions. These prompts focus on ETF portfolios, asset allocation, drawdowns, rebalancing, risk budgets, concentration, decision discipline, and long-term portfolio trade-offs.

Use ETF Portfolios for fund comparisons, overlap, expense ratios, diversification, and tax-aware reviews; Allocation for portfolio mix, cash rules, rebalancing, and position sizing; and Risks for drawdowns, liquidity, concentration, assumptions, and decision limits.